Attention homeowners in Arcadia and Los Angeles County: Get an Appraisal today!

Check out the top 7 reasons why CA homeowners need Ronald Wong:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a CA divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Arcadia? Do you need help determining the value of your real estate?
Contact Ronald Wong.

At Ronald Wong, we understand the particular needs of a consumer looking for appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that probably doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Ronald Wong are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you do away with unwanted and unneeded PMI insurance.

Challenge Los Angeles county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other houses nearby. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Ronald Wong is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Ronald Wong can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Ronald Wong can help you with that. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.